作者:王向楠、郭金龙 A Study on the Property Insurance Companies’ Operating Status in China:From 2006 to 2015 WANG Xiangnan,Guo Jinlong [中图分类号]F842 [文献标识码]A [文章编号]1004-3306(2017)03-0003-13 DOI:10.13497/j.cnki.is.2017.03.001 [基金项目]中国社会科学院创新工程项目(金融视角的保险理论与政策研究)。 [作者简介]王向楠,中国社会科学院金融研究所助理研究员,研究方向:保险与金融;郭金龙,中国社会科学院金融研究所保险与社会保障室主任,研究员、教授、博导,研究方向:金融与保险。
资源价格:30积分
[摘要]2015年8月,中国保监会制定和印发了《保险公司经营评价指标体系(试行)》,成为评价中国保险机构综合绩效官方性的标准。本文基于该标准,收集和整理了2006~2015年的相关数据,分析和解释了中国财产保险公司的“速度规模”“效益质量”和“社会贡献”3大类共12个经营指标的变化情况和分布情况,并列示出各指标上得分位居前列的公司。本文还分析了这12个经营指标之间的相关关系和它们对公司总分及排名的统计解释力。
Abstract:In August 2015,China Insurance Regulatory Commission compiled and issued “The Index System for Property Insurance Companies’ Operating Evaluation (Trial Version)”,which became a standard with an official nature for evaluating China’s insurance institutions’ comprehensive performance.Based on the “Index System”,we collected the relevant data over the period of 2006-2015.We analysed and interpreted the evolution and distribution of property insurance companies’ 12 operating indexes from the three aspects“speed and size”,“effectiveness and quality” and “social contribution”,and also reported the top companies with high scores for each index.Further,we analyzed the correlation among the 12 indices and the statistical explanatory power of them for insurers’ total score and ranking.
[关键词]财产保险公司;经营指标;竞争力;绩效;保险金额;现金流
Key words:property insurance companies;operation indexes;competitiveness;performance;sum insured;cash flow; value added