《保险研究》20190106-《我国出口信用保险的发展进程》（周玉坤）

［摘   要］我国出口信用保险的产生是改革开放发展到一定阶段的产物。1988年,国务院决定正式建立出口信用保险制度，在之后30年的探索与发展过程中,我国出口信用保险先后历经了独家试办(6年)、两家主体承办(7年)，再到独家专业经营(12年)，以及现阶段多主体经营(5年)的四个阶段。回顾信用保险模式以及机制体制的历次变革和创新,其动因主要是适应我国不同历史时期所处的时代背景,以及改革开放的实际需要,同时,我国信用保险也在这种变革和发展过程中从弱到强,直至当今跻身全球信用保险行业的前列。

［关键词］出口信用保险；改革开放；对外贸易

［作者简介］周玉坤,经济学博士,现就职于中国人民财产保险股份有限公司信用保证保险事业部。

The Track of Development of China’s Export Credit Insurance

ZHOU Yu-kun

Abstract：The advent of export credit insurance was a result of the implementation of the Reform and Opening up initiative in China.In 1988,the State Council decided to formally establish the export credit insurance system.Over the past 30 years,the development of China's export credit insurance has mainly experienced four stages:one single operator pilot (6 years),dual underwriters (7 years),one single operator again (12 years),and the current multiple players (5 years).Reflecting on all the changes and innovations of the credit insurance models and mechanisms,the motivation was mainly for adapting to situations of different historical periods and the actual needs of the Reform and Opening up policy.Meanwhile,amidst these changes and developments,China’s export credit insurance has also been strengthened and become a front runner in the world’s export credit insurance arena today.

Key words：export credit insurance;reform and opening-up;foreign trade