《保险研究》20190602-《保险服务供给侧结构性改革研究》（连锦泉）

［摘   要］本文从供给侧结构性改革的理论研究出发,回顾经济学理论在供给侧和需求侧的研究方法以及在经济治理实践中的应用,对保险服务经济社会的成就和不足进行了阐述,指出保险供给存在不平衡不充分的问题。本文以产业为主要脉络,分别分析了农业、工业、服务业供给侧结构性改革的主要举措和保险需求,以及保险服务三大产业供给侧结构性改革的路径,并提出相关政策建议。

［关键词］保险；供给侧结构性改革；产业

［基金项目］本文受中国保险学会2017年度研究课题项目“保险业服务供给侧结构性改革研究”(ISCKT2017-N-1-1)资助。

［作者简介］连锦泉,经济学博士,中国人民财产保险股份有限公司首席经济学家兼战略发展部总经理,E-mail:lianjinquan@picc.com.cn。

A Research on the Path of Insurance Service Supply-side Structural Reform

LIAN Jin-quan

Abstract：Starting from the theoretical study of supply-side structural reform,this paper reviewed the research methods of supply-side and demand-side economic theory and its application in economic governance practices.Then it expounded the achievements and shortcomings of insurance services to the economy and society,and pointed out the problems of insufficiency and imbalance of insurance supply.It also elaborated on major supply- side structural reform measures of agriculture,industry and service industry and demands for insurance,and the path for insurance service supply-side structural reform of the three industries was proposed.Finally,this paper put forward some relevant policy recommendations.

Key words：insurance;supply-side structural reform;industry