《保险研究》20190603-《农作物保险对产出的影响:理论框架,研究现状与展望》（左斐、徐璋勇）

［摘   要］农作物保险是保障国家粮食安全的重要政策工具。学术研究领域对农作物保险影响作物产出的相关探讨由来已久,在不少问题上存有争论,而关于这一主题,近年来的总结性研究并不多见。本文基于1980年至2019年国内外相关文献检索的结果,提炼出农作物保险作用于产出的基本理论框架,提出保险通过“长期机制”和“短期机制”的共同作用对农作物产出带来影响。据此框架,论文从农作物保险对生产行为、对农业生产者收益和对产量三个方面对国内外研究做了系统的梳理,并总结了实证研究的方法,最后立足国内对今后这一主题的研究进行了展望。

［关键词］农作物保险；农业产出；生产要素投入；产出稳定性；收益稳定性

［基金项目］本文系国家社科基金项目“我国粮食安全的保险保障机制与政策研究”(14CJY074),陕西省社科基金项目“金融支农体系结构与农业保险的角色研究”(13D054)的阶段性研究成果。

［作者简介］左斐,经济学博士,西北大学经济管理学院教师,研究方向:农业保险,E-mail:Grace.fiz@nwu.edu.cn；徐璋勇,西北大学经济管理学院教授,博士生导师,研究方向:农村金融。

Effect of Crop Insurance on Output:Research Framework,Current Status and Future Prospect

ZUO Fei,XU ZHANG-yong

Abstract：Crop insurance is an important policy tool for safeguarding a country’s food security.There have long been discussions on the impact of crop insurance on output in the academic field with unsettled debates on many questions.Summative studies on this issue are rare to be found in recent years.This paper summarized the theoretical framework of the impact of crop insurance on output based on the retrieval of the literature between 1980 and 2019,and put forward that crop insurance impacted on output through the combined effects of “long-term mechanism” and “short-term mechanism”.According to this framework,this paper systematically sorted out domestic and foreign researches from the three aspects of production behavior,agricultural producer income and agricultural output.It also summarized the methods of empirical research.Finally,the paper offered its viewpoint on the future prospect of the research on crop insurance′s effect on output.

Key words：crop insurance;output;input of production factor;output stability;revenue volatility